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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Do any of your policies cover sports injuries? My son will be playing baseball in Tennessee for the summer.

A:
Diplomat America includes options like baseball coverage for visitors. Plan: /diplomat-america-insurance/
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Q:how to navigate to HIPPA Autherization form

A:
You want to call the claims department phone number is located on the back of your ID card. They can be used to help fill out any forms.
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Q:I am planning on getting married to my fiance sometime next year, he is from the UK and will be needing medical insurance as soon as possible after entering the country since he is epileptic and needs his medications and consultations. What is the process for him to apply for medical insurance and what are the insurance plans available considering he has a condition.

A:
While we do have plans that cover them during the transition. These plans are primarily designed to cover someone for new illnesses, injuries or accidents that did not exist in the persons body before the start date, They will not cover general treatment for pre-existing conditions preventive care or routine maintenance. /fiance-visa-medical-insurance/
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Q:I will be changing jobs and will need interim insurance. I would like some information about FristHealth and if this plan can meet my needs.

A:
We do not have a plan by the name of first health .Are you referring to the International Major Medical plan that Uses the First Health PPO Network? This plans is primarily designed to cover someone for new illnesses, injuries or accidents that did not exist in the persons body before the start date, They will not cover general treatment for pre-existing conditions preventive care or routine maintenance. /international-major-medical-insurance/
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Q:We need insurance for my parents who are visiting US from May 15th to Aug 11thMy father had an heart attack 4 years ago so want to know what is the best insurance for him?

A:
We have plans available that can cover him for an acute onset of a pre-existing condition. An Acute Onset of a Pre-Existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage. /visitor-insurance-acute-onset-of-pre-existing-conditions/
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Q:Where can i add pre existing medical condition for the traveller about Acute Onset of a PreExisting Condition, some plans shows maximum coverage non us citizen pre existing conditions have specific plans

A:
We only have one plan with pre-existing coverage for a visitor. /visitors-protect-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.